Danger Signals
You may have a serious debt problem if you answer yes to any of the following questions.
- Do you use credit cards to purchase necessities?
- Do you only pay the minimum monthly amount on your credit cards?
- Do you borrow money to make it to the next payday?
- Are your wages being garnished?
- Have creditors placed your account with a collection agency?
- Do you take cash advances from one credit card to pay another credit card?
- Has your automobile been repossessed?
If you answered yes to any of these questions, you should
